Commercial Property

Invest property handouts must go: Greens

Taxpayer handouts given to buyers who own two or more investment properties would be scrapped by the Greens as Australia continues to grapple with housing and cost of living crises. New independent data shows more than 10 per cent of houses in some electorates are owned by people who don’t live in the region, with […]

Commercial-legal-advice-for-small-business

Mind the gap for women on property ladder

Australian women are taking longer than men to get on the property ladder, and are more likely to get a smaller share of the gains, new data shows. Further, soaring property prices in the past year could widen the gender wealth gap, the report released on Tuesday said. The CoreLogic report said women are more […]

Rate risk to weigh further on house prices

Expectations of higher official interest rates this year are expected to be a further drag on the growth in house prices, having already slowed to their slowest pace since October 2020. The CoreLogic national home value index rose just 0.6 per cent in February after a 1.1 per cent rise in January and a peak […]

Commercial loans: Show the bank you’re managing risk

Just like you, banks are in business – and they don’t succeed by making bad deals. When they consider your loan application, they’re calculating the financial risk of entering into an arrangement with you. Let’s break it down. What the bank considers For the bank, financial risk comes down to whether you can repay your […]

Is your lifestyle affecting your borrowing power?

Money and Life (Financial Planning Association of Australia)   When you don’t have a mortgage it’s easy to splash your cash on living it up. But did you know that your spending habits can influence how much lenders are willing to loan you? Read on to find out how your lifestyle can affect your borrowing […]

15 loan terms simplified to help the soon-to-be property owner

(Choice Aggregation)   Terms relating to the applicant Mortgagor: The applicant – the person who pays the mortgage loan. Mortgagee: The lending institution the applicant accesses the loan from – the lender. Mortgage broker: She/he arranges the home loan process between the applicant and the lender. They spend time analysing the applicant’s situation and, using their experience and […]

Tips for investing in property

So, you’re thinking of buying your first residential investment property? There are a few things to consider before making the move. Here are our top 10 tips for avoiding potential difficulties and ensuring success. Know your goal Understanding your financial objectives is key to finding the right investment property. The actual property itself is rarely […]

Top tips to safeguard your roof in the next storm

Well Covered (Steadfast)   Roofs are the subject of a huge number of business insurance claims, especially after big storms.  Many Australian businesses have been devastated by storms so far in 2021, with Tropical Cyclone Seroja battering parts of Western Australia in April and NSW and Queensland hit by violent storms in March. The Insurance Council […]

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