Most of us begin our financial lives as savers. Our first money goals are usually simple: put something aside for a holiday, build a deposit for a car, create an emergency buffer or save towards a home. Saving provides something enormously valuable — security and choice. But somewhere along the financial journey, a different question […]
Saver or Investor? Understanding when your money needs to work harder Read More »
Systemic shoddy record-keeping at big banks is risking the savings of Australians trying to benefit from a safe investment strategy. The financial regulator issued the warning around mortgage offset accounts, which are marketed to borrowers as a way to whittle down mortgages and cut interest payments. But the Australian Securities and Investment Commission said thousands […]
Shoddy bank record-keeping hits savers as scammers lurk Read More »
Saving money isn’t just about cutting out coffee or chasing every bargain. It’s about creating a plan that works for your lifestyle and future goals. Whether you’re starting from scratch or building a nest egg for something big — a house deposit, a dream trip, or long-term financial security — these five strategies will […]
Top 5 tips to help you take control of your finances Read More »
In today’s society, the notion of wealth extends beyond financial resources. As individuals seek a more balanced and fulfilling life, the concept of wealth has evolved to encompass various factors such as education, healthcare, job satisfaction, and social connections. This article explores the changing perception of wealth in contemporary Australia and highlights the importance of […]
Perception of wealth: The importance of holistic well-being in defining prosperity Read More »
Once tax time has passed, many small business owners breathe a sigh of relief and move on. But the start of a new financial year is actually one of the best times to pause, review your numbers, and ask: what did last year really show us? Your accountant may have prepared your tax return, […]
The new financial year has begun: What are your numbers really telling you? Read More »
As a parent, you want what’s best for your children. This is why you teach them about cleanliness, health, nutrition, good behaviour, the value of education and so on. But how come very few parents take the time to teach their kids about investing? You know by now that depending solely on your livelihood […]
How to teach your kids about investment Read More »
With interest rates rising almost everywhere, including Australia, people have begun tightening their purse strings as best they can. However, decreasing spending to ensure your expenses match your reduced budget could mean barely any savings or none at all. Good thing there are several ways by which you can not only scale back […]
How to save money around the home amidst the rising interest rates Read More »
Getting married or moving in together is an exciting step. It is about love, commitment, shared plans and building a life together. But it is also a time when two financial worlds often come together. Different spending habits, savings goals, debts, family expectations and attitudes toward money can quickly become sources of stress if they […]
The first money conversations every couple should have Read More »
Building wealth is rarely the result of one big decision. More often, it is the outcome of small, consistent habits repeated over time. At the heart of those habits is one simple principle: spend less than you earn and make sure your money has a purpose. That may sound obvious, but in day-to-day life […]
The value of financial advice and the importance of managing cash flow Read More »
The government super co-contribution scheme is designed to help eligible low and middle-income earners grow their retirement savings. If you make personal after-tax contributions into your super fund, the government may also contribute an additional amount to your super account, up to a maximum of $500. This can be a helpful way to give […]
Super Co-Contribution: A simple way to boost your retirement savings Read More »
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