At 60, retirement no longer feels like a distant event. It is close enough to imagine the lifestyle I want, the experiences I hope to enjoy and the financial decisions that will shape the years ahead. Looking back to when I first started work, superannuation was rarely something I thought about. It appeared on […]
Seven things I would tell my younger self about superannuation and investing Read More »
Tax planning is not simply about finding deductions at the end of the financial year. Effective planning helps business owners understand their position, prepare for upcoming obligations and make informed decisions about cash flow, investment and growth. Regular conversations with your accountant can also help prevent unwelcome surprises. The Australian Taxation Office recommends setting […]
Tax planning for business owners: Five questions to ask your accountant Read More »
If there’s anything people learned from the recessions and global crises of recent past, it’s that no one is immune to economic upheavals. Even middle to upper-class families are at the mercy of their finances when misfortune strikes. This can come in the form of sudden unemployment, a family breakup (divorce), business closure, a […]
3 tips to secure your family finances Read More »
Investing in shares can be an effective way to build long-term wealth, but it also brings tax obligations that every investor should understand. Whether you own a handful of shares or a diversified investment portfolio, keeping accurate records and working closely with your accountant can make tax time much simpler while helping you meet […]
Understanding the taxation of shares: Why your accountant matters Read More »
Falling inflation levels have defied Reserve Bank predictions, alleviating fears another interest-rate hike is imminent. The latest Australian Bureau of Statistics data showed headline annual inflation falling to 3.8 per cent in June, down from four per cent a month earlier. The figure is the lowest level since the outbreak of the US-Iran war in […]
Surprise inflation drop eases chance of RBA rate hikes Read More »
Systemic shoddy record-keeping at big banks is risking the savings of Australians trying to benefit from a safe investment strategy. The financial regulator issued the warning around mortgage offset accounts, which are marketed to borrowers as a way to whittle down mortgages and cut interest payments. But the Australian Securities and Investment Commission said thousands […]
Shoddy bank record-keeping hits savers as scammers lurk Read More »
Australia’s fuel security could soon be bolstered by a new refinery, but questions have been raised about the business case for the facility. Prime Minister Anthony Albanese announced plans to look into building Australia’s third oil refinery in WA, with $4 million set aside for a pre-feasibility study. The study would examine locations for the […]
‘Build resilience’: refinery touted but discount to end Read More »
The third quarter of the calendar year—July to September—is an important period for Australian small businesses. The rush of 30 June may be over, but the new financial year brings fresh reporting obligations, payroll changes and an opportunity to improve tax planning before problems build up. Finalise the Previous Financial Year Properly Start by […]
Quarter 3 tax tips for small business Read More »
Saving money isn’t just about cutting out coffee or chasing every bargain. It’s about creating a plan that works for your lifestyle and future goals. Whether you’re starting from scratch or building a nest egg for something big — a house deposit, a dream trip, or long-term financial security — these five strategies will […]
Top 5 tips to help you take control of your finances Read More »
Just as businesses and consumers were beginning to grow more confident, a return to arms in the Middle East risks sending sentiment back to the doldrums. Business confidence climbed nine points in June, despite warnings the federal budget would smash small businesses through increased taxes on capital gains and discretionary trusts, NAB’s business survey found. […]
Trump threatens to shoot down signs of economic rebound Read More »
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