Investing

Steps to building an emergency fund & why do you need one

Life is unpredictable, and financial surprises can arise when you least expect them. This is where an emergency fund comes in. This financial safety net is designed to cover unexpected expenses, like car repairs or medical bills, or provide support if you lose your job or source of income.   If you’re unsure about how […]

Maximising space and value: Top 10 home renovation tips

Renovating your home to increase space and add value requires strategic planning, creativity, and a focus on key areas that potential buyers or valuers find appealing.    Here are the top 10 tips to guide you through this process:   Plan and Budget: Before embarking on any renovation, it’s crucial to have a clear plan […]

What is ethical investing and how to do it

Investing is typically perceived as a wealthy-only pastime with no regard for the environment or social issues. However, that is not always the case, and the old mindset of making money for its own sake doesn’t need to stay.   People have become increasingly interested in ethical investing in recent years. Investors involved in environmental, […]

Financiers shun nuclear, upbeat on climate investment

Nuclear energy is last on the list of technologies that investors want exposure to, according to a survey of big institutions. The vast majority of investors do not see nuclear power as a good investment, with less than one in 10 exploring this technology, the survey released on Monday found. Opposition Leader Peter Dutton is […]

What does ethical investing mean? How does it relate to ESG investing?

Investing is typically perceived as a wealthy-only pastime with no regard for the environment or social issues. However, that is not always the case, and the old mindset of making money for its own sake doesn’t need to stay.   People have become increasingly interested in ethical investing in recent years. Investors involved in environmental, […]

Are the Lipstick and Beer Indexes Reliable Measures of Consumer Behaviour?

Traditional indicators such as GDP, unemployment rates, and inflation indicators are used to measure the health and performance of an economy. These are commonly used by economists and policymakers in gauging a country’s economic growth and stability.   However, there are also more unconventional indicators that can provide insights into consumer behaviour and market trends. […]

Saving for the Future: Building Financial Security Step by Step

In an era where the allure of instant gratification is stronger than ever, the art of saving money seems to be fading into the background. Yet, the truth remains: most of us have aspirations that extend beyond our immediate reach, be it a new car, an exotic overseas journey, or the keys to our very […]

Understanding the five key areas of personal finances

When it comes to managing your money, it’s crucial to have a comprehensive understanding of the five key areas of personal finance: income, spending, saving, investing, and protection. Mastering these elements can be the difference between achieving financial freedom and falling into debt. Let’s dive into each of these sectors to understand their significance.   […]

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