Life Insurance

Get the maximum value from your life insurance

Your life insurance is flexible and can be adapted to your changing needs. Make sure you have a cover review with your adviser every 12-18 months to ensure you’re covered or when major life events occur, for just the right amount, paying the right amount, and getting the best value from your policy. Every 12-18 […]

A critical illness or serious injury can make it difficult to continue to work. Trauma insurance can help.

What trauma insurance covers Trauma insurance, also called ‘critical illness’ or ‘recovery insurance’ pays a lump sum amount if you suffer a critical illness or serious injury. This includes cancer, a heart condition, major head injury or stroke. Trauma insurance does not cover mental health conditions. What’s covered under a trauma insurance policy and medical […]

What is a life insurance beneficiary?

Tips and traps when choosing your beneficiary When you buy life insurance, you usually do it with a specific goal in mind – like eliminating debts or providing for loved ones. So how do you make sure your money ends up in the right hands? Nominating a beneficiary with your insurer can help give you […]

Income protection – top 3 things to know

Clarity (OnePath)   Income protection 101 There’s not much you can do without an income. In monetary terms, your ability to earn an income is your biggest asset by far – which is why income protection is so important. When you’re protecting your biggest asset, there are 3 things you need to understand so you know what […]

Trauma insurance, what is it and do I need it?

A critical illness or serious injury can make it difficult to continue to work. Trauma insurance can help support you and your family at this time and pay for medical and rehabilitation costs. What trauma insurance covers Trauma insurance, also called ‘critical illness’ or ‘recovery insurance’ pays a lump sum amount if you suffer a critical […]

6 questions to ask a Financial Adviser

Clarity (OnePath)   Take control of choosing your life insurance Before you get life insurance, talk through these 6 questions with your financial adviser. That way you’ll have a clear picture of what you’re buying. 1. What types of cover do I need? Deciding what you need to be covered for is important. You can […]

Do life insurers really pay claims?

Clarity  (OnePath)   There’s a common perception that life insurance companies will do everything they can to avoid paying claims. In fact, 92% of all life insurance claims are paid in the first instance¹. As long as you fulfil your duty of disclosure when you apply for cover, and you’re covered for the medical condition […]

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